| Home | We make it easy to find best credit card offers |
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| Offers: | Sign-up bonuses | Promo rates for purchases | Promo rates for balance transfers |
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Best 5 or fewer regular cards per bank
updated on 1/8/2012 (Best offers are at the top) |
| Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable | See all 22 cards here |
| American Express |
| Bank name | Promo purchase APR | Promo period for purchases (months) | Annual fee | Promo BT APR | Promo period for BTs (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ |
| American Express | 0% | 12 | $0 | No promo | No promo | No promo | No promo | 17.24%-22.24% Variable | Blue Cash Everyday(SM) Card from American Express | Cashback 3% |
$100 | ♥ |
| American Express | 0% | 12 | $0 | No promo | No promo | No promo | No promo | 17.24%-22.24% Variable | Blue Sky from American Express® | Points 1 per $1 |
♥ | |
| American Express | 0% | 6 | $0 | No promo | No promo | No promo | No promo | 15.24% variable | TrueEarnings® Card from Costco and American Express | Cashback 3% |
$75 | ♥ |
| Chase |
| Bank name | Promo purchase APR | Promo period for purchases (months) | Annual fee | Promo BT APR | Promo period for BTs (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ |
| Chase | 0% | 15 | $0 | 0% | 6 | 3% | N/A | 11.99% - 21.99% Variable | Slate® from Chase MasterCard | ♥ | ||
| Chase | 0% | 6 | $0 | 0% | 12 | 3% | N/A | As low as 11.99% Variable | Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR | Cashback 10% |
$100 | ♥ |
| Chase | 0% | 6 | $0 | 0% | 6 | 3% | N/A | 11.99% - 21.99% variable | Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration | $75 | ♥ | |
| Chase | 0% | 6 | $0 | 0% | 6 | 3% | N/A | 11.99% - 21.99% (Variable) | Slate® from Chase - Limited Time: No Balance Transfer Fee | ♥ |
| Citibank |
| Bank name | Promo purchase APR | Promo period for purchases (months) | Annual fee | Promo BT APR | Promo period for BTs (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ |
| Citibank | 0% | 21 | $0 | 0% | 21 | 3% | N/A | 11.99% - 21.99% (Variable) | Citi® Diamond Preferred® Card | ♥ | ||
| Citibank | 0% | 21 | $0 | 0% | 21 | 3% | N/A | 11.99% - 21.99% (Variable) | Citi® Platinum Select® Visa® Card | ♥ | ||
| Citibank | 0% | 21 | $0 | 0% | 21 | 3% | N/A | 11.99% - 21.99% (Variable) | Citi® Platinum Select® MasterCard® | ♥ | ||
| Citibank | 0% | 21 | $0 | 0% | 21 | 3% | N/A | 12.99% - 21.99% (Variable) | Citi Simplicity® Card | ♥ | ||
| Citibank | 0% | 12 | $0 | 0% | 12 | 3% | N/A | 12.99% - 22.99% (Variable) | Citi ThankYou℠ Preferred Card - $100 Gift Card | Points 1 per $1 |
$100 | ♥ |
| Discover |
| Bank name | Promo purchase APR | Promo period for purchases (months) | Annual fee | Promo BT APR | Promo period for BTs (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ |
| Discover | 0% | 15 | $0 | 0% | 15 | 3% | N/A | 10.99% - 20.99% (V) | Discover® Motiva Card | Cashback 1% |
$25 | ♥ |
| Discover | 0% | 15 | $0 | 0% | 15 | 3% | $10 | 10.99% - 20.99% (V) | Discover® More Card | Cashback 5% |
♥ | |
| Discover | 0% | 12 | $0 | 0% | 12 | 3% | N/A | 10.99% - 20.99% (V) | Discover® Open Road Card - $150 Restaurant.com Gift Certificate | Cashback 2% |
$175 | ♥ |
| Discover | 0% | 12 | $0 | 0% | 12 | 5% | N/A | 10.99% - 19.99% (V) | Discover® More Card - $0 Balance Transfer Fee! | Cashback 20% |
♥ | |
| Discover | 0% | 6 | $0 | 0% | 6 | 3% | N/A | 10.99% - 16.99% (V) | Miles by Discover® Card | Miles 1 per $1 |
$125 | ♥ |
| IberiaBank |
| Bank name | Promo purchase APR | Promo period for purchases (months) | Annual fee | Promo BT APR | Promo period for BTs (months) | Promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Reviews ♥ Discussion ♣ |
| IberiaBank | 0% | 12 | $35 | No promo | No promo | No promo | No promo | 7.50%, 9.50% or 11.50% | IberiaBank Visa® Select Card | ♥ |
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1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived 3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards. 4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors. 5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application. |
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