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Best 5 or fewer regular cards per bank
updated on 1/8/2012
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 22 cards here

American Express
Bank namePromo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programBonus5
Green links only
Reviews

Discussion
American Express 0% 12 $0 No promo No promo No promo No promo 17.24%-22.24% Variable Blue Cash Everyday(SM) Card from American Express Cashback
3%
$100
American Express 0% 12 $0 No promo No promo No promo No promo 17.24%-22.24% Variable Blue Sky from American Express® Points
1 per $1
 
American Express 0% 6 $0 No promo No promo No promo No promo 15.24% variable TrueEarnings® Card from Costco and American Express Cashback
3%
$75

Chase
Bank namePromo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programBonus5
Green links only
Reviews

Discussion
Chase 0% 15 $0 0% 6 3% N/A 11.99% - 21.99% Variable Slate® from Chase MasterCard    
Chase 0% 6 $0 0% 12 3% N/A As low as 11.99% Variable Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR Cashback
10%
$100
Chase 0% 6 $0 0% 6 3% N/A 11.99% - 21.99% variable Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration   $75
Chase 0% 6 $0 0% 6 3% N/A 11.99% - 21.99% (Variable) Slate® from Chase - Limited Time: No Balance Transfer Fee    

Citibank
Bank namePromo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programBonus5
Green links only
Reviews

Discussion
Citibank 0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citi® Diamond Preferred® Card    
Citibank 0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citi® Platinum Select® Visa® Card    
Citibank 0% 21 $0 0% 21 3% N/A 11.99% - 21.99% (Variable) Citi® Platinum Select® MasterCard®    
Citibank 0% 21 $0 0% 21 3% N/A 12.99% - 21.99% (Variable) Citi Simplicity® Card    
Citibank 0% 12 $0 0% 12 3% N/A 12.99% - 22.99% (Variable) Citi ThankYou℠ Preferred Card - $100 Gift Card Points
1 per $1
$100

Discover
Bank namePromo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programBonus5
Green links only
Reviews

Discussion
Discover 0% 15 $0 0% 15 3% N/A 10.99% - 20.99% (V) Discover® Motiva Card Cashback
1%
$25
Discover 0% 15 $0 0% 15 3% $10 10.99% - 20.99% (V) Discover® More Card Cashback
5%
 
Discover 0% 12 $0 0% 12 3% N/A 10.99% - 20.99% (V) Discover® Open Road Card - $150 Restaurant.com Gift Certificate Cashback
2%
$175
Discover 0% 12 $0 0% 12 5% N/A 10.99% - 19.99% (V) Discover® More Card - $0 Balance Transfer Fee! Cashback
20%
 
Discover 0% 6 $0 0% 6 3% N/A 10.99% - 16.99% (V) Miles by Discover® Card Miles
1 per $1
$125

IberiaBank
Bank namePromo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programBonus5
Green links only
Reviews

Discussion
IberiaBank 0% 12 $35 No promo No promo No promo No promo 7.50%, 9.50% or 11.50% IberiaBank Visa® Select Card    
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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