| Home | We make it easy to find best credit card offers |
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| Offers: | Promo rates for purchases | Promo rates for balance transfers |
| Categories: | Regular | Business | Student | All |
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Best 5 or fewer regular cards per bank
updated on 9/3/2008 (Best offers are at the top) |
| Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable | See all 62 cards here |
| American Express |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review |
| American Express | 1.99% | 30 | $0 | 0% | 3 | 0% | $0 | $0 | 14.99% | TrueEarnings® Card from Costco and American Express | Cashback 1% |
$25 | ♥ |
| American Express | 2.9% | 6 | $0 | 2.90% | 6 | 0% | $0 | $0 | 14.99% | Hilton HHonors® Platinum Credit Card from American Express | Points 3 per $1 |
1 free hotel night | ♥ |
| American Express | 3.90% | Until paid | $150 | No promo | No promo | 0% | $0 | $0 | 14.99% | Platinum Delta SkyMiles® Credit Card from American Express | Miles 1 per $1 |
20000 Delta SkyMiles | ♥ |
| American Express | 3.99% | 6 | $40 | No promo | No promo | 0% | $0 | $0 | 14.99% | JetBlue Card from American Express | Points 1 per $1 |
Free ticket for one way JetBlue | ♥ |
| American Express | 4.99% | Until Paid | $0 | 0% | 12 | 3% | $5 | $99 | As low as 8.99% | Blue Cash® from American Express | Cashback 5% |
♥ |
| Bank of America |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review |
| Bank of America | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | as low as 7.99% | Bank of America Platinum Plus® Visa® Card | $50 | ♥ | |
| Bank of America | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | 9.9% / 15.99% | Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card | Cashback 1% |
$25 | ♥ |
| Bank of America | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | 9.9% / 15.99% | BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card | Points 1 per $1 |
Free Cobra 2 way Radios | ♥ |
| Bank of America | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | 9.9% / 15.99% | Elite Rewards® World MasterCard® Credit Card | Points 1 per $1 |
♥ | |
| Bank of America | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | 9.9% / 15.99% | Rainbow Platinum Plus® Visa® Card | Points 1 per $1 |
♥ |
| Chase |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review |
| Chase | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $75 | 10.99% | Chase Platinum MasterCard® | Points 1 per $1 |
♥ | |
| Chase | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99 | 10.99% | Chase Flexible Rewards™ Platinum Visa® | Points 1 per $1 |
♥ | |
| Chase | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99 | 10.99% | Chase Free Cash Rewards(SM) Visa® Card | Points 1 per $1 |
1000 points | ♥ |
| Chase | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99.0 | 10.99% | Chase Platinum Visa® Card | Points 1 per $1 |
♥ | |
| Chase | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99 | 14.99% | Chase TravelPlus Visa® Card | Miles 1 per $1 |
♥ |
| Citibank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review |
| Citibank | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | N/A | As low as 8.49% | Citi® Diamond Preferred® Card | ♥ | ||
| Citibank | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | N/A | As low as 8.49% | Citi® Platinum Select® MasterCard® | ♥ | ||
| Citibank | 0% | up-to 12 | $0 | No promo | No promo | 3% | $5 | N/A | As low as 8.99% | AT&T Universal Savings Platinum Card | ♥ | ||
| Citibank | 0% | up-to 12 | $0 | No promo | No promo | 3% | $5 | N/A | As low as 9.99% | AT&T Universal Savings and Rewards Card | Points 1 per $1 |
♥ | |
| Citibank | 0% | up-to 12 | $0 | No promo | No promo | 3% | $5 | N/A | As low as 9.99% | Citi CashReturns(SM) MasterCard® | Cashback 1% |
♥ |
| Discover |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review |
| Discover | 0% | 12 | $0 | 0% | 6 | 3% | $10 | $75 | 10.99% | Discover® More(SM) Card - Clear | Cashback 5% |
♥ | |
| Discover | 0% | 12 | $0 | 0% | 6 | 3% | $10 | $75 | 10.99% | Discover® Open Road(SM) Card | Cashback 5% |
♥ | |
| Discover | 0% | 6 | $0 | 0% | 6 | 3% | $10 | $75 | 10.99% | Miles by Discover® Card | Miles 1 per $1 |
$100 | ♥ |
| Discover | 3.99% | 12 | $0 | 3.99% | 6 | 3% | $10 | $75 | 10.99% | Discover® Motiva(SM) Card | Cashback .25% |
♥ |
| FIA Card Services, N.A. |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review |
| FIA Card Services, N.A. | 0% | 12 | $0 | No promo | No promo | 3% | $10 | N/A | 14.99% | Fidelity Investments Rewards Visa Signature® Card with WorldPoints® | Points 1 per $1 |
♥ | |
| FIA Card Services, N.A. | 1.9% | 12 | $0 | No promo | No promo | 3% | $10 | $75 | 9.99% | MERRILL+® Card | Points 1 per $1 |
♥ | |
| FIA Card Services, N.A. | 1.9% | 12 | $0 | No promo | No promo | 3% | $10 | $75 | 9.99% | Total Merrill(SM) Cash Back Visa® Card | Cashback 1% |
♥ |
| HSBC |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review |
| HSBC | 0% | 12 | $0 | 0% | 12 | 3% | $15 | N/A | 8.99% - 17.99% | HSBC Platinum MasterCard® with Cash Back Rewards | Cashback 1% |
♥ | |
| HSBC | 0% | 12 | $0 | 0% | 12 | 3% | $15 | N/A | 8.99% - 17.99% | HSBC Weekend Card® | Cashback 1% |
♥ |
| IberiaBank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review |
| IberiaBank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | 8.00% | IberiaBank Visa® Classic Card | ♥ | ||
| IberiaBank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | 9.00% | IberiaBank Visa® Gold Cash Back Rewards Card | Cashback 1% |
♥ | |
| IberiaBank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | 9.00% | IberiaBank Visa® Platinum Rewards Card | Points 1 per $1 |
♥ |
| Pulaski Bank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Bonus5 Green links only | Review |
| Pulaski Bank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | 8.00% | Pulaski Bank Gold Visa® Card | ♥ | ||
| Pulaski Bank | 0% | 6 | $35 | No promo | No promo | 0% | $0 | $0 | 6.50% | Pulaski Bank Visa® Card | ♥ |
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1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived 3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards. 4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors. 5 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application. |
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