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Best 20 regular cards
updated on 1/3/2009
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all cards here
Max. promo BT feePromo BT feePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Regular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
Review
$0 0% 0% 6 $0 No promo No promo As low as 7.00% IberiaBank IberiaBank Visa® Classic Card    
$0 0% 0% 6 $0 No promo No promo As low as 8.00% IberiaBank IberiaBank Visa® Platinum Rewards Card Points
1 per $1
 
$0 0% 0% 6 $0 No promo No promo As low as 8.00% IberiaBank IberiaBank Visa® Gold Cash Back Rewards Card $276  
$0 0% 0% 6 $0 No promo No promo 8.00% Pulaski Bank Pulaski Bank Gold Visa® Card    
$0 0% 0% 6 $35 No promo No promo 6.50% Pulaski Bank Pulaski Bank Visa® Card    
$0 0% 1.99% 6 $0 0% 3 13.99% American Express TrueEarnings® Card from Costco and American Express $369 $25
$0 0% 9.99% 6 $452 2.90% 6 13.99% American Express Starwood Preferred Guest® Credit Card from American Express $400 $100
$99 3% 2.99% up-to 12 $0 0% up-to 12 As low as 10.99% American Express Blue from American Express® $275 $100
$99 3% 2.99% up-to 12 $0 0% up-to 12 As low as 11.99% American Express Blue Sky from American Express® Points
1 per $1
$50
$99 3% 2.99% up-to 12 $0 0% up-to 12 As low as 11.99% American Express Blue Cash® from American Express $339  
N/A 3% 0% up-to 12 $0 0% up-to 12 As low as 6.74% Citibank Citi® Platinum Select® MasterCard®    
N/A 3% 0% until January 2010 $0 0% until January 2010 8.90% Capital One Capital One® Platinum Prestige    
N/A 3% 0% until January 2010 $0 0% until January 2010 8.90% Capital One Capital One® Platinum Prestige - Visa®    
N/A 3% 0% up-to 12 $0 No promo No promo As low as 8.99% Citibank Citi CashReturns(SM) MasterCard® $331  
N/A 3% 0% up-to 12 $0 No promo No promo As low as 9.49% Citibank Citi® Diamond Preferred® Rewards Card $325  
N/A 3% 0% 12 $0 0% 6 10.99% Discover Discover® More(SM) Card $443 $100
N/A 3% 0% 12 $0 0% 6 10.99% Discover Discover® Open Road(SM) Card $305  
N/A 3% 0% until January 2010 $0 0% until January 2010 12.90% Capital One Capital One® Platinum - Good Credit    
N/A 3% 0% 6 $0 0% 6 10.99% Discover Miles by Discover® Card $300 $100
N/A 3% 3.99% 12 $0 3.99% 6 10.99% Discover Discover® Motiva(SM) Card   $100
Max. promo BT feePromo BT feePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Regular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
Review
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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