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Best 20 regular cards
updated on 11/19/2008
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 60 cards here
Promo BT feeMax. promo BT feePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Regular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
Review
0% $0 3.90% 12 $150 No promo No promo 14.49% American Express Platinum Delta SkyMiles® Credit Card from American Express Miles
1 per $1
20000 Delta SkyMiles
0% $0 9.99% 12 $952 No promo No promo 14.49% American Express Gold Delta SkyMiles® Credit Card from American Express Miles
1 per $1
$50
0% $0 0% 6 $0 No promo No promo As low as 7.50% IberiaBank IberiaBank Visa® Classic Card    
0% $0 0% 6 $0 0% 6 APR varies. See card site for details Bank of America PetRewards® Platinum Plus® Visa® Credit Card Points
1 per $1
 
0% $0 0% 6 $0 No promo No promo 8.00% Pulaski Bank Pulaski Bank Gold Visa® Card    
0% $0 0% 6 $0 No promo No promo As low as 8.50% IberiaBank IberiaBank Visa® Platinum Rewards Card Points
1 per $1
 
0% $0 0% 6 $0 No promo No promo As low as 8.50% IberiaBank IberiaBank Visa® Gold Cash Back Rewards Card $276  
0% $0 0% 6 $35 No promo No promo 6.50% Pulaski Bank Pulaski Bank Visa® Card    
0% $0 1.99% 6 $0 0% 3 14.49% American Express TrueEarnings® Card from Costco and American Express $369 $25
0% $0 2.9% 6 $0 2.90% 6 14.49% American Express Hilton HHonors® Platinum Credit Card from American Express $200 1 free hotel night
0% $0 3.99% up-to 12 $0 0% up-to 12 As low as 13.49% American Express Clear from American Express® $276  
0% $0 3.99% 6 $40 No promo No promo 14.49% American Express JetBlue Card from American Express Points
1 per $1
Free ticket for one way JetBlue
0% $0 9.99% 6 $452 2.90% 6 14.49% American Express Starwood Preferred Guest® Credit Card from American Express $400 $100
3% N/A 0% 15 $0 No promo No promo Between 9.99% and 19.99% Bank of America Bank of America WorldPoints® Platinum Plus® MasterCard® $262 $50
3% N/A 0% 15 $0 No promo No promo Between 9.99% and 19.99% Bank of America Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card $326  
3% N/A 0% 15 $0 No promo No promo Between 9.99% and 19.99% Bank of America Bank of America Visa Signature® WorldPoints™ Rewards $262 $25
3% N/A 0% 15 $0 No promo No promo Between 9.99% and 19.99% Bank of America Bank of America Accelerated Cash Rewards™ American Express® Card $345  
3% $75 0% up-to 12 $0 0% up-to 12 9.99% Chase Chase Platinum MasterCard®    
3% $99 0% up-to 12 $0 0% up-to 12 9.99% Chase Chase Flexible Rewards(SM) Platinum Visa® $250  
3% $99.0 0% up-to 12 $0 0% up-to 12 9.99% Chase Chase Platinum Visa® Card Points
1 per $1
 
Promo BT feeMax. promo BT feePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Regular purchase APR4Bank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
Review
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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