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Best 20 cards
updated on 11/19/2008
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 76 cards here
Regular purchase APR4Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeBank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
6.50% 0% 6 $35 No promo No promo 0% $0 Pulaski Bank Pulaski Bank Visa® Card     Regular
As low as 7.49% 0% up-to 12 $0 0% up-to 12 3% N/A Citibank Citi® Platinum Select® MasterCard®     Regular
As low as 7.50% 0% 6 $0 No promo No promo 0% $0 IberiaBank IberiaBank Visa® Classic Card     Regular
As low as 7.74% 0% up-to 12 $0 0% up-to 12 3% N/A Citibank Citi® Diamond Preferred® Card     Regular
No APR 0% 6 $079 0% 6 5% N/A HSBC Orchard Bank Classic MasterCards     Poor Credit
7.99% 0% 15 $0 No promo No promo 3% $90 Advanta Advanta Customizable Platinum BusinessCard with Unlimited Rewards $300   Business
7.99% 0% 15 $0 No promo No promo 3% $90 Advanta The Kiva BusinessCard $336   Business
7.99% 0% 15 $0 No promo No promo 3% $90 Advanta The Kiva Credit Card for Business Professionals Cashback
.25%
  Business
7.99% 0% 15 $0 No promo No promo 3% $90 Advanta Platinum BusinessCard with Unlimited Rewards     Business
As low as 7.99% 0% up-to 12 $0 No promo No promo 3% N/A Citibank AT&T Universal Savings Platinum Card     Regular
APR varies. See card site for details 0% 6 $0 0% 6 0% $0 Bank of America PetRewards® Platinum Plus® Visa® Credit Card Points
1 per $1
  Regular
8.00% 0% 6 $0 No promo No promo 0% $0 Pulaski Bank Pulaski Bank Gold Visa® Card     Regular
As low as 8.50% 0% 6 $0 No promo No promo 0% $0 IberiaBank IberiaBank Visa® Platinum Rewards Card Points
1 per $1
  Regular
As low as 8.50% 0% 6 $0 No promo No promo 0% $0 IberiaBank IberiaBank Visa® Gold Cash Back Rewards Card $276   Regular
8.90% - 19.80% 0% 12 $0 0% 12 3% N/A HSBC HSBC Platinum MasterCard® with Cash Back Rewards $276   Regular
8.90% 0% until October 2009 $0 0% until October 2009 3% N/A Capital One Capital One® Platinum Prestige     Regular
8.90% 0% until October 2009 $0 0% until October 2009 3% N/A Capital One Capital One® Platinum Prestige - Visa®     Regular
As low as 8.99% 0% up-to 12 $0 No promo No promo 3% N/A Citibank AT&T Universal Savings and Rewards Card $250   Regular
8.99% - 17.99% 0% 12 $0 0% 12 3% N/A HSBC HSBC Weekend Card® $356   Regular
As low as 9.74% 0% up-to 12 $0 No promo No promo 3% N/A Citibank Citi CashReturns(SM) MasterCard® $331   Regular
Regular purchase APR4Promo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMax. promo BT feeBank nameCard name
 NEW
Cashback annual estimate
or
rate5
Bonus6
Green links only
ReviewCard type
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.
5 - Cashback annual estimate is a predicted value of cashback or gift cards that are available via credit card reward programs or reward exchange sites like Points.com and that, for regular credit cards, an average US family with typical annual expenses of ~$50,000 may receive by paying for a half of them with a credit card during the first year of card ownership. For business and student credit cards, we used typical spending patterns of an US retail trade business with credit card payable annual expenses of ~$35,000 and an US student budget with typical credit card payable annual expenses of ~$25,000 , respectively. While we tried make cashback calculations as accurate as possible, we provide absolutely no guarantees of prediction accuracy. We do not offer any rebates and can not guarantee that credit cards will pay you any rebates. Please be aware that credit card companies may change terms of their reward programs or even cancel them any time. Also, please note that we do not use rewards other than cashback or gift cards in our predictions even when other reward options are available. When reward earning options or/and reward redeeming options are not general enough or when information about a credit card reward program is not available to us, we display publicly available reward rate instead of annual cashback value. Please click on the orange links to learn how we did predictions for a particular card.
6 - You MUST click on the bonus value (green font) to access a bonus-specific application page. Please note that credit card terms (APR, balance transfer fee, etc.) for a bonus offer may or may not be the same as those shown on this site. You can verify card terms on the "Terms and conditions" web page linked to the credit card application.




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